Alex Carbajal

2 Story For Sale in NEWTON ORIGINAL TOWN

2012-01-20T19:50:00Z

Wonderful updates!

• 1,925 sq. ft., 2 bath, 4 bdrm 2 story "Wrap around porch!" - MLS® $85,000 - Priced to sell!

NEWTON ORIGINAL TOWN, Newton - You will love the location, blocks away from schools, parks, and the library! This home has all the updates needed so you don't have to worry about a thing. The roof was replaced in 2009 and it is a 30 yr Heritage roof, neutral paint inside and out, original wood floors, crown molding and trim, that has been beautifully maintained! The seller's installed a top of the line fireplace insert, complete with a temperature controlled blower and Chimney cleaned in 2010. There is a whole house fan, and high efficiency heat/air unit installed in 2006 with a humidifier and ultraviolet air cleaner. All appliances stay, including the Refrigerator! Enjoy the Screened Sun porch on east side perfect for entertaining and watching the sunrise in the mornings. Don't worry about over grown trees and landscaping, it is all ready taken care of for you. The rod iron fence installed in 2010, and the home Inspection completed in 2009 reports a structurally sound and well maintained home.

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Priced to SELL on 228 E. 8th St in NEWTON ORIGINAL TOWN

2012-01-20T19:50:00Z

NEWTON ORIGINAL TOWN, Newton - Announcing a beautiful home well priced on 228 E. 8th St, a 1,925 sq. ft., 2 bath, 4 bdrm 2 story "Wrap around porch!". Now MLS® $85,000 - Priced to sell!.

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Single Story For Sale in Northwest Newton

2011-11-22T18:29:00Z

Mature Home - Nicely Updated

• 1,222 sq. ft., 2 bath, 3 bdrm single story - MLS® $89,500

Northwest Newton, Newton - What a gem. We have found the perfect home for you. Huge 3BR main/1.5 bath with wonderful, original, hardwood floors throughout. Kitchen is a dream. Totally remodeled for your enjoyment. New tile and tile back splash await you as well as brand new tile laid for the kitchen floor. Cabinets totally re-finished and don't forget about the upgraded counter tops. Huge yard in front and back allows for a growing family to prosper. Huge 2-car attached garage for the working man's cave. Don't forget about the HUGE potential in the basement. Look at these basement walls. No water intrusion or leaks. Finish your ultimate family room in the basement and enjoy nothing but family time and memories. Come take a look today. This listing will go fast!

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100% Home Loans Available

2009-05-20T13:42:00Z

I just wanted to take a minute to let you know that there are currently 100% Home Loans still available to you!! We currently have loans available through Rural Development that can give you a 100% loan for the purchase of your new home and the best thing is that this loan does not require you to have Mortgage Insurance, like a traditional loan would, which can save you $40 - $75 per month on your payment.

Whether or not you are a first time homebuyer you can still qualify for a Rural Development loan. Right now there are several great homes available in communities that still qualify for this loan. Below are some bullet points about the program from one of our preferred lenders.

Up to 102% Financing, No Down payment
No Mortgage Insurance
You can finance closing costs & repairs – up to 100% of the home’s appraised value
No limits on amount or where you get help to pay your closing costs
Competitive 30 year fixed interest rates – at times have been lower than traditional loan
Income limits are broad enough to cover most people
620+ credit score makes things go fast
No Purchase Price Limit

First Time Homebuyer's Tax Credit

2009-05-11T13:22:00Z

My big question of the year is why are more people not taking advantage of the potential to receive up to $8000 just for buying a home? I am not sure if it is because people are still scarred from all of the negative news that the national media continues to put out there or if it's because people really don't know about what this program is an how it works.

Well I would like to take this opportunity to put some additional information regarding the tax credit out there.

1. What is the tax credit? - This is a real credit that is being given to first time home buyers. You can receive up
                                        to 10% of the purchase price, maximum of $8000

2. Who qualifies? - This is awesome, if you are a first time home buyer you qualify. First time homebuyer is
                            defined as someone that has never owned a home OR someone that has not owned a home
                            for at least 3 years.

3. When do I get the money? - This is another fantastic thing about this credit. You can either wait to receive
                                             your credit when you file your 2009 taxes OR if you would rather not wait you
                                             can file an ammendment for your 2008 taxes and get you credit now!! All you
                                             have to do is fill out form 5405.

4. Is this a true credit? - YES, YES, YES, if you owe money then the credit will pay the government for you. If
                                    you are getting money back then you will be getting up to an additional $8000, real
                                    money, back with your return!!! The best part of this credit is YOU DO NOT HAVE TO
                                    PAY IT BACK!! *If you sell your home before 3 years then you do have to pay back.

5. Are there income limits? - This answer I took directly from the IRS website. Yes. The credit is reduced or
                                          eliminated for higher-income taxpayers. The credit is phased out based on your
                                          modified adjusted gross income (MAGI). For a married couple filing a joint return,
                                          the phase-out range is $150,000 to $170,000. For other taxpayers, the phase-out
                                          range is $75,000 to $95,000. This means that the full credit is available for married
                                          couples filing a joint return whose MAGI is $150,000 or less and for other
                                          taxpayers whose MAGI is $75,000 or less.

6. Is there a time limit? - Yes, you have to close on your new home BEFORE Dec. 1, 2009.

So, there are some answers to some of the most asked questions regarding the $8000 first time homebuyer's tax credit. This is a great program available to buyer's that is coupled with interest rates being at an all time low and in some 100% loans still available. Imagine buying a home in an area where you get a 100% loan, no PMI, an interest rate of 5% and $8000 in cash - I can't imagine a better situation besides getting a home for free but how many times does that happen?

Feel free to contact Team Carbajal for all your Real Estate needs.

Swine Flu/H1N1 Virus

2009-05-08T15:55:00Z

Being a parent of 4 children the recent outbreak of the swine flu/H1N1 virus has brought my wife and I back to going over the basics of staying healty with our children. Knowing that many of us out there are bombarded with all the seemenly epidemic statisics that our local news has to offer I though I would post some information from Center for Disease Control, CDC. Below is some info straight from their website, www.cdc.gov.

What You Can Do to Stay Healthy

Stay informed. This website will be updated regularly as information becomes available.
Influenza is thought to spread mainly person-to-person through coughing or sneezing of infected people.
Take everyday actions to stay healthy.
- Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
- Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol-based hands cleaners are also effective.
- Avoid touching your eyes, nose or mouth. Germs spread that way.
- Stay home if you get sick. CDC recommends that you stay home from work or school and limit contact with others to keep from infecting them.
Follow public health advice regarding school closures, avoiding crowds and other social distancing measures.
Find healthy ways to deal with stress and anxiety.
Call 1-800-CDC-INFO for more information.

Single Story For Sale in Marion

2009-05-01T00:40:00Z

well kept home

• 1,424 sq. ft., 1 bath, 2 bdrm single story - MLS® $49,000 - Short Sale

Marion, Bourbon County - This home must be sold as a short sale. It is a great home, perfect for a small family in a quiet community. It has an open floor plan and a covered front porch. It sits on a corner lot, which is fenced in.

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Price Reduced on 214 Miller in Marion

2009-05-01T00:40:00Z

Marion, Bourbon County - Announcing a price reduction on 214 Miller, a 1,424 sq. ft., 1 bath, 2 bdrm single story. Now MLS® $49,000 - Short Sale.

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2 Story For Sale in Southeast Newton

2009-04-30T23:58:00Z

stainless steel appliances stay!

• 1,521 sq. ft., 1 bath, 3 bdrm 2 story "there is an unfinished attic" - MLS® $85,000 - Nicely updated home

Southeast Newton, Newton - This home has been beautifully updated, the kitchen has new ceramic tile and stainless steel appliances. So much thought and work was put into updated this home, the backsplash, and the counter tops match perfectly with the paint color and the re-finished cabinets. The hardwood floors compliment the home and are found throughout. The bathroom was tastefully updated with a new sink, and fixtures. You must take a look at this home to really appreciate all of the work that was done to it.

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Price Reduced on 211 SE 4th St. in Southeast Newton

2009-04-30T23:58:00Z

Southeast Newton, Newton - Announcing a price reduction on 211 SE 4th St., a 1,521 sq. ft., 1 bath, 3 bdrm 2 story "there is an unfinished attic". Now MLS® $85,000 - Nicely updated home.

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IT'S TIME TO BUY!!

2009-03-04T01:49:00Z

When is the last time you had somebody offer you money and then tell you that you did not have to pay any of it back?

Well whether it's been a long time since that happened or if it has never happened to you Team Carbajal has the key to help you with this scenario. From now until the end of the year if you are a first time home buyer, or it's been 3 or more years since you've bought a home, you may qualify for an $8,000 tax credit and not have to pay anything back!

Recently he U.S. Government passed another stimulus package which included a $8,000 grant for first time home buyers. This coupled with the fact that interest rates are at an all time low makes it the perfect time to buy. If you are on the fence whether or not to purchase a home right now this should give you that extra shove you need to make the move.

Most economic experts agree that once interest rates begin to go back up it will be a long time before we see these types of low interest rates again. Another thing that works in your favor is that in the Wichita, KS market there are several communities that still qualify for 100% financing, with no Private Mortgage Insurance which can save you $40-$75 on your monthly payment, through the Rural Development program backed by the USDA. Also, if you decide you would like to build a new home in Park City you could qualify for a $3,500 grant from the city and the builders in some of the new developments. If you are thinking about buying a home in Hesston, KS then you will get several ammenities from the city, such as a free one year membership at the local gym and a one year subscription to the local newspaper and many more.

So, let's recap, If you get off the sidelines and decide to buy a house now you could possibly get:
1. $8,000 that you don't have to repay
2. $3,500 grant
3. $2,000 in ammenities
4. Save $40-$75 on your monthly payment
5. A NEW HOME!!
Wow, could this possibly get any better? Oh wait, I almost forgot to mention that the FREE $8,000 credit can be used on this years taxes, so if you don't want to wait until 2010 to get your money you can ammend your 2008 taxes and get it NOW!!

So, let Team Carbajal help you get your FREE $8,000, we're begging you - LET US HELP YOU GET YOUR MONEY!!

1 1/2 Story For Sale in Southeast Newton

2009-02-27T20:07:00Z

Great for a small family

• 874 sq. ft., 1 bath, 2 bdrm 1 1/2 story "One bedroom up stairs" - MLS® $44,900 - Great investment property

Southeast Newton, Newton - This home has been updated with newer carpet and a new deck and privacy fence.

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Price Reduced on 317 Allison in Southeast Newton

2009-02-27T20:07:00Z

Southeast Newton, Newton - Announcing a price reduction on 317 Allison, a 874 sq. ft., 1 bath, 2 bdrm 1 1/2 story "One bedroom up stairs". Now MLS® $44,900 - Great investment property.

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Single Story For Sale in Southeast Newton

2009-02-23T16:07:00Z

• 11,090 sq. ft. single story - MLS® $130,000 - Price Reduced!

Southeast Newton, Newton

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Price Reduced on 300 S. woodlawn in Southeast Newton

2009-02-23T16:07:00Z

Southeast Newton, Newton - Announcing a price reduction on 300 S. woodlawn, a 11,090 sq. ft. single story. Now MLS® $130,000 - Price Reduced!.

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